If you don’t have health insurance and you need treatment for your injuries, you’re stepping into a world of really big business. There are companies out there that are looking for people with legitimate cases who are going to recover and need money now. The problem is that the rates with these companies are often outrageous, predatory lending.

How do they get away with that? Well, they get away with it because they call it nonrecourse lending, and they’re able to charge rates that are far, far more than say a credit card rate.

Part of our job at Bailey & Greer is if you are in that kind of desperate situation where you really need medical care and you don’t have any insurance and you don’t have the money to pay for that care, part of my job is to see that you go to a reputable company who can loan you some money at a reasonable rate of interest, to get you the care that you need while your case is pending. We don’t want you to ever be in a situation where you have to settle short of the value of your case because you’re simply so strapped for cash that you don’t have the staying power to be treated fairly. We want to make certain that doesn’t happen. Call us at Bailey & Greer. That’s 901-680-9777 or BaileyGreer.com.