Frequently Asked Questions about Social Security Disability

Trusted attorneys help you understand the SSD process

The law office of Bailey & Greer, PLLC, is proud to have helped families in Memphis, Jackson and West Tennessee obtain the benefits they need in order to protect themselves and their families. We have discovered that some questions and concerns are universal, regardless of why our client has come to us. Because we believe knowledge is power – and because we know that having answers can alleviate stress – we have created a list of Frequently Asked Questions for your perusal. We hope that you will find some of the answers you seek here.

Help for Tennessee families

If you have questions specific to your case, Bailey & Greer, PLLC, wants to help. To schedule a free consultation at our Memphis office, please call 877-819-4414 or fill out our contact form. We are proud to serve clients in Jackson and throughout West Tennessee.

  1. Do I need a lawyer?
  2. How long do I have to wait to file?
  3. What if my condition is not permanent? Am I still eligible?
  4. Will my bank accounts affect how much money I receive?
  5. How long will it take for my benefits to come through?
  6. What does it cost me?
  1. Do I need a lawyer?

Legally, no – but you take a risk when you file on your own. The laws governing Social Security Disability are complex, and even a seemingly innocent mistake can cause your application to be rejected. At Bailey & Greer, we help you gather your documentation, walk you through the process, review your application before filing and represent you at administrative hearings. We know the laws, and we understand what is at stake.

Look at it this way: you could legally build a house from top to bottom (provided you had insurance and permits in place), but wouldn’t you rather an experienced contractor handle it?

  1. How long do I have to wait to file?

You can start your application immediately after you become disabled. You will need medical documentation, however, that states that you are unable to work and may be unable to work for at least one year. Without that documentation, you do not have proof that you are truly disabled.

  1. What if my condition is not permanent? Am I still eligible?

It depends on the type of condition you have. If you suffer a physical or mental impairment that is on the list of eligible medical conditions, and your impairment will keep you out of work for at least one year, then you should be able to apply for SSD. Our lawyers can review your medical records and your case and help you determine whether or not your application might be approved.

  1. Will my bank accounts affect how much money I receive?

Social Security Disability is based on how much money you have paid into the program through taxes. As long as you have contributed to the fund for five of the last 10 years, you should be eligible to apply. If you are eligible, then it does not matter how much money you have in the bank.

  1. How long will it take for my benefits to come through?

It depends on how long you waited before you filed, and how quickly you were approved for benefits. If everything goes smoothly, you can expect your benefits within a few months. If you need to appeal, you could end up waiting up to three years. This is why it is so important to contact an SSD lawyer; we know what your application needs to be successful, and we can help you through the process so that it goes more quickly than it may have if you went through it alone.

  1. What does it cost me?

It is free to apply for benefits, unless you wish to file a lawsuit in federal court. Social Security Disability lawyers are paid by the SSA out of your backdated benefits; in other words, if the SSA does not grant you any backdated pay, then your attorney makes nothing. You pay us nothing regardless of how much money you are awarded.