Can I Recover Financially For My Pet’s Injuries?
For some people, a ride in the car is much more enjoyable when their pet comes along for the ride. Americans love their animals, and many Americans let their pets ride in the car with them much more frequently than the occasional trip to the vet. Some pets, such as cats, do not care much for car travel. Other pets beg us to take them with us when we get into the car. If your pets accompany you in your vehicle on a regular basis, you have probably wondered whether their injuries would be covered by insurance if they were to be injured in an accident while they were riding with you.
If your pet is injured in an accident, it is possible that you might be able to recover financially for his or her injuries. There are a few ways in which you could pursue financial recovery for your pet’s injuries. One way to recover for a pet’s injuries from a car accident is through the other party’s insurance, if the other party was at fault in the accident. The injury to your pet would be pursued as a property damage claim. While you may feel strongly that animals are not property, the insurance companies which write the policies that govern claims have written the policies in that way. It is possible to privately disagree with the notion that animals are property as you pursue a claim for damages from the defendant’s insurer so that you can pay for the care that your pet needs.
Another way to recover money for your pet’s injuries is from your insurer. Some automobile insurance policies cover injuries to pets, but many do not. If you do not know whether your insurance policy covers your pet, ask your insurer right away. If discover that your pet is not covered, find yourself an insurer who will cover them. Many people do not even look into pet coverage because they assume that it is expensive, but many insurers are willing to provide insurance for pets under a collision policy for a very reasonable price. It may take a bit of research and a few phone calls for you to find one, but if your pet is injured in an automobile accident, you will be glad that you took the time to resolve that issue before your accident.
The third way that you could recover financially for your pet’s automobile accident injuries is if you have pet insurance. If you do have pet insurance, it is best not to assume that it will cover your pet’s injuries in a car accident, because pet insurance policies vary greatly in what they will and will not cover. Some policies cover both injuries and illnesses, while others only cover illnesses. Of the policies that cover injuries, some policies include injuries sustained in car accidents while others specifically exclude them. If you have pet insurance, make sure that you fully understand what your policy covers. If you are purchasing pet insurance, make sure that you select a policy that will give you the coverage that you want.
If your pet has been injured in an automobile accident, you could benefit from the assistance of a knowledgeable Tennessee Automobile Accident Attorney. The Memphis accident attorneys at Bailey & Greer, PLLC may be able to help you. To learn more, call us at (888) 470-9143 to schedule a time to discuss your case with us. At Bailey & Greer, PLLC, we are small enough to care, big enough to fight, and experienced enough to win.